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Tag Archives: credit
Debts That Survive Bankruptcy
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. In most cases, discharging debt is a major, if not the sole, reason for filing bankruptcy. You file bankruptcy to get a fresh start and get on down the road of … Continue reading
Posted in Non-Dischargeable Debts
Tagged bankruptcy, bankruptcy code, bankruptcy in the united states, bankruptcy laws, chapter 7, credit, debt, default, discharge, discharge debt, file bankruptcy, finance, fresh start, insolvency law, secured loan, survive, surviving bankruptcy, title 11, united states bankruptcy law
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Avoiding Bankruptcy
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Avoiding bankruptcy. There can be a number of potential reasons why someone with debt problems decides not to file bankruptcy. Fairly often we’ll advise our Columbia area clients not to file … Continue reading
Chapter 13 and the Means Test
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. The means test is found in Chapter 7 of the Bankruptcy Code and was primarily intended as a screening mechanism for Chapter 7 cases. However, it plays a significant role in … Continue reading
Posted in Means Test
Tagged bankruptcy, chapter 13, credit, debt, debtor, disposable income, filing, means test, pay, roles, secured loan, significant, title 11, united states bankruptcy law, unsecured debt
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Is Bankruptcy Really the Last Alternative?
Written by Lexington/Columbia bankruptcy lawyer, Lex A. Rogerson, Jr. Last weekend I heard a Columbia radio advertisement for a debt adjustment service. Aiming his message at those with out-of-control debt, the announcer said, “Don’t file bankruptcy – that should be … Continue reading
Posted in Benefits of Bankruptcy
Tagged avoiding bankruptcy, bankruptcy, bankruptcy abuse prevention and consumer protection act, bankruptcy debt, business, columbia bankruptcy lawyer, credit, credit card, credit cards, debt, default, file bankruptcy, filing, filing fee, finance, home equity loan, insolvency law, law, lien
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Filing Bankruptcy: Your Mortgage and Car Loan in Chapter 7
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Many of my Lexington bankruptcy clients have serious debt problems but have managed to keep the payments current on their mortgages and car loans. Setting these debts as a first priority … Continue reading
Posted in Chapter 7 Bankruptcy
Tagged business, car loans, cars, chapter 7, credit, decisions, default, file bankruptcy, file chapter, lexington bankruptcy, lien, mortgage, mortgages
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