Tag Archives: credit

Debts That Survive Bankruptcy

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. In most cases, discharging debt is a major, if not the sole, reason for filing bankruptcy.  You file bankruptcy to get a fresh start and get on down the road of … Continue reading

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Avoiding Bankruptcy

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Avoiding bankruptcy.  There can be a number of  potential reasons why someone with debt problems decides not to file bankruptcy.  Fairly often we’ll advise our Columbia area clients not to file … Continue reading

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Chapter 13 and the Means Test

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. The means test is found in Chapter 7 of the Bankruptcy Code and was primarily intended as a screening mechanism for Chapter 7 cases.  However, it plays a significant role in … Continue reading

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Is Bankruptcy Really the Last Alternative?

Written by Lexington/Columbia bankruptcy lawyer, Lex A. Rogerson, Jr. Last weekend I heard a Columbia radio advertisement for a debt adjustment service.  Aiming his message at those with out-of-control debt, the announcer said, “Don’t file bankruptcy – that should be … Continue reading

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Filing Bankruptcy: Your Mortgage and Car Loan in Chapter 7

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Many of my Lexington bankruptcy clients have serious debt problems but have managed to keep the payments current on their mortgages and car loans.  Setting these debts as a first priority … Continue reading

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