Category Archives: Means Test

Bankruptcy Means Test and Falling Incomes

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr.  In the last two years, household incomes have generally fallen in South Carolina, pulling a cruel switcheroo on many distressed middle-income families at a time when the economy makes avoiding bankruptcy … Continue reading

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What if I Fail the Means Test?

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. If you “fail” the mean test, this results in a presumption of abuse.  You still may be able to file Chapter 7, but trying to do so becomes a little more … Continue reading

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What’s the Bankruptcy Means Test?

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. In the 25-plus years I’ve been helping people file bankruptcy here in the Columbia area, one of the biggest changes has been the advent of the means test, designed to limit … Continue reading

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Chapter 13 and the Means Test

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. The means test is found in Chapter 7 of the Bankruptcy Code and was primarily intended as a screening mechanism for Chapter 7 cases.  However, it plays a significant role in … Continue reading

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Bankruptcy Abuse and the Honest Debtor

Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Bankruptcy law has changed, and there’s a focus on whether debtors are “abusing” the system by filing a Chapter 7 bankruptcy. In my Lexington bankruptcy practice, I’ve noticed that bankruptcy courts … Continue reading

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