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Category Archives: Means Test
Bankruptcy Means Test and Falling Incomes
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. In the last two years, household incomes have generally fallen in South Carolina, pulling a cruel switcheroo on many distressed middle-income families at a time when the economy makes avoiding bankruptcy … Continue reading
Posted in Means Test
Tagged bankruptcy, bankruptcy abuse prevention and consumer protection act, bankruptcy laws, bankruptcy means test, business, chapter 7, economics, household income, income, incomes, means test, median family income, median income, socioeconomics, south carolina, title 11, united states bankruptcy law, united states code
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What if I Fail the Means Test?
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. If you “fail” the mean test, this results in a presumption of abuse. You still may be able to file Chapter 7, but trying to do so becomes a little more … Continue reading
What’s the Bankruptcy Means Test?
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. In the 25-plus years I’ve been helping people file bankruptcy here in the Columbia area, one of the biggest changes has been the advent of the means test, designed to limit … Continue reading
Chapter 13 and the Means Test
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. The means test is found in Chapter 7 of the Bankruptcy Code and was primarily intended as a screening mechanism for Chapter 7 cases. However, it plays a significant role in … Continue reading
Posted in Means Test
Tagged bankruptcy, chapter 13, credit, debt, debtor, disposable income, filing, means test, pay, roles, secured loan, significant, title 11, united states bankruptcy law, unsecured debt
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Bankruptcy Abuse and the Honest Debtor
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Bankruptcy law has changed, and there’s a focus on whether debtors are “abusing” the system by filing a Chapter 7 bankruptcy. In my Lexington bankruptcy practice, I’ve noticed that bankruptcy courts … Continue reading