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Columbia - Lexington Bankruptcy Lawyer

Chapter 13: Getting Repossessed Property Back

By Lex Rogerson | October 8, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson In 1983, the Supreme Court decided creditors who seize or repossess property may have to return it when the debtor files bankruptcy. The United States Supreme Court is the final authority on the…

FHA Cuts Waiting Time After Bankruptcy

By Lex Rogerson | September 10, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson The government’s new mortgage insurance guidelines allow those who file bankruptcy to finance homes sooner. Our bankruptcy clients in the Columbia area are understandably concerned about the impact of their filings on their future financial lives. The…

What to Expect: The Chapter 7 Bankruptcy Process (Part 2)

By Lex Rogerson | August 27, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson To finish a chapter 7 bankruptcy case, the debtor must attend the creditor meeting and complete the financial management course. In our last post, we discussed the beginning of a chapter 7…

What to Expect: The Chapter 7 Bankruptcy Process (Part 1)

By Lex Rogerson | August 21, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson A typical chapter 7 bankruptcy case lasts three months and requires one appearance — plus a lot of information. Before we file a chapter 7 bankruptcy case for anyone, I sit down with…

The Ethics of Bankruptcy

By Lex Rogerson | August 19, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson Bankruptcy courts expect debtors to act in good faith, which means being honest, cooperative, and fair. A while back we discussed the moral obligation to pay debts and its effect on the decision to…

Can I File Bankruptcy Again?

By Lex Rogerson | August 8, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson While bankruptcy is not restricted to one per customer, the code does limit how soon after a prior bankruptcy you may file again. The great majority of my clients file bankruptcy a single time. But the…

Columbia’s Bankruptcy Tax Guy

By Lex Rogerson | July 17, 2013 | 0 Comments

By Columbia-Lexington Bankruptcy attorney Lex Rogerson The McNair Firm’s Erik Doerring has mastered the highly technical area where bankruptcy and tax laws intersect. Those of us who mostly represent consumers in bankruptcy don’t often work hand-in-hand with the “tall building lawyers”: those in big…

Chapter 13 Debtors Can Keep Social Security Benefits

By Lex Rogerson | July 3, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson Appeals court says social security recipients filing chapter 13 bankruptcy are not required to pay those benefits to their creditors. If you live in the Columbia area and receive any kind of social security…

Using Bankruptcy to Save Your Income: Garnishment

By Lex Rogerson | June 26, 2013 | 0 Comments

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson State laws vary as to when creditors can garnish earnings, but bankruptcy can often prevent or stop the interception of your pay. In our last post, we looked at how bankruptcy can…

Using Bankruptcy to Save Your Income: Social Security

By Lex Rogerson | June 16, 2013 | 1 Comment

By Columbia – Lexington Bankruptcy Attorney Lex Rogerson Social security is protected against most creditors but can be reduced if you owe money to the federal government.  Bankruptcy can often fix that problem. In America, Social Security is sacrosanct. In…

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