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Author Archives: Lex Rogerson
Is Bankruptcy Really the Last Alternative?
Written by Lexington/Columbia bankruptcy lawyer, Lex A. Rogerson, Jr. Last weekend I heard a Columbia radio advertisement for a debt adjustment service. Aiming his message at those with out-of-control debt, the announcer said, “Don’t file bankruptcy – that should be … Continue reading
Posted in Benefits of Bankruptcy
Tagged avoiding bankruptcy, bankruptcy, bankruptcy abuse prevention and consumer protection act, bankruptcy debt, business, columbia bankruptcy lawyer, credit, credit card, credit cards, debt, default, file bankruptcy, filing, filing fee, finance, home equity loan, insolvency law, law, lien
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Taxes and Bankruptcy (Part Two)
Written by Lexington/Columbia bankruptcy lawyer, Lex A. Rogerson, Jr. In “Taxes and Bankruptcy (Part One)”, I discussed the 3/2/240 rule for discharging income taxes in bankruptcy. Here in part two, I’ll give you some examples of how this rule works. … Continue reading
Taxes and Bankruptcy (Part One)
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Congress has set out a list of 19 different kinds of special debts that people cannot cancel in bankruptcy. Among our Columbia area clients, one of the exceptions we encounter most … Continue reading
Bankruptcy and Your Personal Injury Case
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. If you have any kind of claim that could produce money or property for you, it’s critical that you tell your bankruptcy attorney all about it. Here’s why. Everyone who files … Continue reading
Five Things Your Bankruptcy Lawyer May Not Tell You
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. When reviewing your financial information, advising you about your options, and preparing to file a bankruptcy case, even the most careful bankruptcy attorney may not discuss everything that might be important … Continue reading
Stay Away from Wells Fargo if You’re Filing Bankruptcy
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Filing bankruptcy is a big decision. You want things to go as smoothly as possible. The last thing you need is trouble with your bank. Filing bankruptcy when you have an … Continue reading
Posted in Bankruptcy Basics
Tagged automatic stay, bank, banking, bankruptcy, bankruptcy courts, bankruptcy in the united states, bankruptcy protection, checking accounts, columbia bankruptcy lawyer, david strumpf, deposit account, file bankruptcy, filing bankruptcy, finance, stay away from, trustee, wachovia, wells fargo
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Filing Bankruptcy: Your Mortgage and Car Loan in Chapter 7
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Many of my Lexington bankruptcy clients have serious debt problems but have managed to keep the payments current on their mortgages and car loans. Setting these debts as a first priority … Continue reading
Posted in Chapter 7 Bankruptcy
Tagged business, car loans, cars, chapter 7, credit, decisions, default, file bankruptcy, file chapter, lexington bankruptcy, lien, mortgage, mortgages
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Filing Bankruptcy: Your Mortgage and Car Loan
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Recently a couple from Lexington consulted with me about bankruptcy and said they didn’t want to include their mortgage or car loan. When I asked what they meant, they said they … Continue reading
Columbia Bankruptcy Hearings: “What Do I Wear?”
Written by Lexington/Columbia Bankruptcy Lawyer, Lex A. Rogerson, Jr. Your bankruptcy hearing is important. Whether it’s in Columbia, South Carolina or anywhere else, what you wear can have an impact on your case. If you keep a few important things … Continue reading